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farmers insurance

Risks are described in agricultural investment as one of the highest types of risk in the investment world limits the appetite of many investors to enter this sector, which is considered the cornerstone of any economic and social stability based on sustainable development, particularly after he became the losses suffered by the sector, both animal and vegetable pose a concern for farmers and breeders, prompting many of them to refrain him.

Agricultural insurance plays an important role in economic and social development through agricultural production support through compensation to farmers and breeders who exposed their crops damaged by the weather, natural disasters and their herds of deaths and pandemics, this type of insurance has become an economic and social necessity because it contributes to the reduction of the risk that you may encounter these .

And sees many of the farmers and breeders of those surveyed SANA bulletin economic views that it is essential that government agencies offer views of the private sector in their respective fields possible support to contribute to the agricultural insurance as one of the most important factors of production in the sustainability of agricultural production cycles and the development of the productive forces in rural areas and reduce migration to the city and to ensure the the achievement of sustainable development as an important source of financing of agricultural activity in general.

























These producers asserts that, since the majority of producers in the countryside are from the middle and low-income people, the catastrophic climatic or environmental one may cripple household income for them for example, is an important part of them depend on cattle and livestock and as the price per cow is between 500 thousand and one million Syrian pounds, the death means the loss of a rural family a decent living source of her they will not be able to secure alternative as there is no point offset by the loss and hence the importance of agricultural insurance as a guarantor of this level of production.


Experts are skeptical Tomignon feasibility of agricultural insurance in Syria because it does not deal with the dangers of premiums and practices of insurance disciplined it their opinion requires special conditions in particular, it deals with livestock and agricultural resources random and capricious raising premiums and limits of Hamas producers to expand their production and therefore does not need to be insurance cows imported and greenhouses and crops protected and others.


There in the local insurance market, 14 companies operating in the various branches of insurance, however, none of them agricultural insurance branch did not enter either the unwillingness entering or the lack of customer base enables them to actively start if the initial in this section high-risk low returns note that legislation and laws governing the market allows licensed companies any insurance practices that believers and activate the performance of these companies through direct investment channels, which authorized him to service.






And he refers director of the agricultural economy and investment in the Ministry of Agriculture and the glory of Job to the importance of actively insurance agricultural specific center to start to be the first crop one specific areas and then circulate the results if successful, reminding would explore the Iranian experience in this area, which was able to reach in 2000 to cover the wheat yield by one hundred percent and the rest of the crops in varying proportions.

 The ministry and relevant authorities have fought, according to Ayoub experience to activate the agricultural insurance by more than 16 years but have stalled for several reasons, including "the dispute over funding sources and rates of contribution of each hand, crops and areas that can be initially covered and how to take advantage of revenue and profit," noting that these bodies were in addition to the ministry both the Union of chambers of Agriculture and the General Union of chambers of Commerce and farmers are willing to invest pointing out that there are two funds currently carrying a fraction of the agricultural insurance the burden of two agricultural production and fund disasters and drought support fund.

Vary the dangers that might be exposed to the agricultural sector, there is a rare risk of happening in Syria as waves tsunamis and other belong to natural factors, water and air, such as drought, storms, heat waves, frost and hail as there are dangers biological, such as the spread of epidemics and infectious diseases as well as the dangers of man-made, such as fire and environmental pollution.





Remains the problem of a lack of funding by Ayoub one of the most important obstacles to agricultural insurance success but certainly not the kind of impossible solution may be the beginning of the government's efforts to finance a special fund for this insurance where the monitors have an independent budget, in addition to other contributions by the relevant authorities and rates specific to the side affordable premiums paid by agricultural producers and thus enhanced the power of this fund year after year especially that natural disasters are not necessarily realized and may not injure crops or herds all.

And it reflected the crisis experienced by the country's agriculture and food production sector is clearly where Syria is an important regional agricultural power up where the proportion of agricultural land where more than 30 percent of the total area of ​​the country one of the highest in the Arab world.






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